Hi
I'm specilaized digital marketing expert in Australian Finance industry and I can help you find clients who need help with Debt or Refinance and so on.
If you would like to target debt people who need help there are number of ways to get them, and some of them may cost you and some are free, however quality of each leads can be different because If we collect email when people visit our site, that mean visitors are interested to learn more and convert into macro conversion.
Typically you are looking for micro conversions and turn them into macro conversion, don't waste time & money by buying large amount of email, simply send newsletter fortnight or monthly to the customers who shown some interest when they visited your site.
Kindly be focused and implement the right technique If you are really looking to get good amount of ongoing clients.
If you have any question, contact me I will help yo out
Thank you