I am currently working as Risk Analyst in a wholesale micro finance bank where my major responsibility is to analyse the risk of the borrower. As most of the credit files are for loan of 25000$ or more, I do possess the knowledge of credit principles, its risk and return. As all the files should pass from my desk, it is my major responsibility. Till the date, I have passed 74 files, rejected around 40 and no loans have been non-performing i.e. 0 % NPL. As my past experience will play good role for this project, I think you will be beneficial.